02 January 2019

Motorcycle Accidents

Welcome Back. The crowning achievement of my time working toward a Master of Science at the Arecibo Observatory in Puerto Rico was not killing myself when introduced to riding a motorcycle.
Motorcycle accident photo
by Sam Yu from
The Frederick
News-Post, 7 April 2015.

That episode from the 1960s could also be referred to as “Why I bought a car” (see Car-Buying Time). Its memory was triggered by a study that compared health care costs following motorcycle versus automobile accidents in Ontario, Canada, a province with a population over 13.6 million.

Comparing Health Care Costs
The study was conducted by a team of medical researchers affiliated with the University of Toronto’s Institute for Clinical Evaluation Studies.

The researchers examined data on adult Ontario residents who made it to the emergency department or were admitted to the hospital after a motorcycle or car crash between 2007 and 2013. They estimated direct costs for each case in 2013 Canadian dollars for up to two years after the crash.

One would give up trying to collect those data in the U.S.; however, Canadian healthcare is under a publicly funded system paid mostly through taxes and provided mostly by private entities.

Crash Patients
The researchers identified 26,831 patients injured in motorcycle crashes and 281,826 patients injured in car crashes. The annual incidence of motorcycle crash injuries was triple that of car crash injuries (2194 injured annually/100,000 registered motorcycles vs. 718 injured annually/100,000 registered automobiles).

Motorcycle crash patients had 10 times the number of severe injuries (125 severe injuries annually/100,000 registered motorcycles vs. 12 severe injuries annually/100,000 registered automobiles) and were nearly 3 times more likely to require hospital and ICU admission than car crash patients (11.9% vs. 4.2%). “Severe” injuries were defined as those with an Abbreviated Injury Scale of at least 3 (see P.S.).

Motorcycle Crash Costs Much Higher
The study found the average medical cost for motorcycle crash victims up to 2 years after a crash was double the cost for car crash victims.

Car accident photo. (multiple websites)
Given that the annual number of motorcycle crash victims per registered vehicle was triple--and costs per victim double--that of car crash victims, each registered motorcycle costs Canada’s health care system six times the amount of each registered automobile.

Extrapolating further, the researchers offered a comparison based on distance traveled. Because the average automobile travels 5 times the distance of the average motorcycle, all rates could be multiplied by 5. Motorcycles would then have 15 times the injuries, 50 times the severe injuries, 25 times the deaths and 30 times the costs per unit distance traveled.

Among the study’s limitations was the inability to capture rehabilitation costs for longer term health care needs, such as brain injury--an injury that got me wondering about helmets.

Although the use of helmets would not affect the study results, since Canada requires all motorcycle passengers to wear helmets that meet specified standards, how would the results transfer to the U.S.?

Motorcycle Helmet Laws in the U.S.
The U.S. tried twice to get states to enact helmet use laws through federal incentive programs, but states lobbied Congress to end the penalties, leaving them to go their own way.

Whoa! That would have hurt
without a helmet.
(Photo from
The primary argument against a federal mandatory helmet law is that it would encroach on states’ rights. Among other arguments are that education, not legislation, is key to safety and that helmet use is a personal decision.

A key argument in favor of helmet laws is the burden that uninsured or under-insured motorcyclists place on taxpayers. Rather than discuss weaknesses of studies used to refute that argument, I think the hodgepodge status will suffice:

Today, 19 states and D.C. require all motorcyclists to wear a helmet, 28 states require helmets for only some motorcyclists, such as those age 17 and younger, and 3 states have no helmet requirement.

Motorcycle insurance is required in 47 states and D.C., yet each state sets the amount a policyholder's motorcycle insurance company will cover. And as for health care insurance, don’t ask.

Wrap Up
As much as I’ve enjoyed riding on the back of motorcycles, the increased risk over automobiles is clear. In the years covered by the Canadian study, for example, the annual incidence of motorcycle crash fatalities in Ontario was about five times higher.

Regarding helmets, the U.S. National Highway Traffic Safety Administration estimates helmets are about 67% effective in preventing brain injuries and about 37% effective in preventing motorcycle deaths.

Thanks for stopping by.

Ontario medical cost comparison study in Canadian Medical Association Journal: www.cmaj.ca/content/189/46/E1410
Article on Ontario study on ScienceDaily website: www.sciencedaily.com/releases/2017/11/171120085439.htm
Canadian Health Care: en.wikipedia.org/wiki/Healthcare_in_Canada
Abbreviated Injury Scale: www.aaam.org/abbreviated-injury-scale-ais/
Articles on use of motorcycle helmets:
Motorcycle insurance in U.S. by state: www.valuepenguin.com/do-you-need-motorcycle-insurance

A version of this blog post appeared earlier on www.warrensnotice.com.

1 comment:

  1. The simplest answer to this question is: the one that fits you best. Even the safest helmet on the market will fail to protect you if it’s so loose that it comes off in a crash. Know more from https://helmetsguide.com/how-much-does-a-football-helmet-weigh